Financial planning is all about you!
The TTO Midsec team will help you achieve financial success, and equally as important, prepare you for the unexpected.
At TTO Midsec we work hard to understand your current situation/s and most importantly what you want and need.
To give you great financial advice we need to know all about you, where you are now and what you want for the future.
To do this we’ll ask a series of questions, including:
- How much do you need to live on and enjoy while working and how much do you need in retirement?
- Do you qualify for any financial assistance from the Government to help your cash flow in retirement?
- Do you need money in superannuation, a family trust, an investment company, or is the best option to simply own investments directly?
- Do you need an industry superannuation fund, a wrap facility, or a self-managed super fund?
- Does it make sense to borrow for investment purposes, or to pay off all your debt?
- Are direct shares the best option for you, or should you have a blend of different investments to achieve the outcome you’re looking for?
- Are you and your family covered if something happens to you, or you can’t work?
- Do you have a good Estate Plan to ensure your family won’t tear themselves apart when you’re dead, and that you’ll be well catered for when you’re alive?
Once we have answers to these questions, we will:
- Prepare your personalised advice
- Implement the agreed strategies to get you where you want to go; and
- Keep in contact with you throughout the year, by reviewing your strategy and investments regularly so you know if you’re on track and update your plan to allow for inevitable life changes and Government legislation.
To find out more about TTO Midsec, contact Patsy Karapas or Matthew Stobart.
TTO Midsec Pty Ltd ATF TTO Midsec Wealth is an Authorised Representative of Lonsdale Financial Group Limited ABN 76 006 637 225 AFSL 246934